Medical insurance for foreign citizens on the territory of Ukraine

Medical insurance for foreign citizens on the territory of Ukraine

Updated :

The Cabinet of Ministers of Ukraine, by its resolution of June 12, 2020, introduced a medical insurance policy with COVID-19 coverage in the list of mandatory documents to be presented at the state border crossing for foreigners. This policy is necessary to cover the costs of stay in quarantine and, if necessary, treatment against coronaviruses. In accordance with Regulation No. 480, a health insurance policy with COVID-19 coverage is required for foreign tourists entering on business and for visitors. Exceptions are foreigners who come to Ukraine but have citizenship of our country.

Our company, guided by the Cabinet of Ministers Decree No. 588 dated June 25, 2020, can provide you with this type of policy and execute it for you electronically. The cost of the insurance policy of the coronavirus program (Covid-19) is 540 UAH, duration - 365/90 days. You must print the policy before crossing the border.

EKSPO Company: https://ekspo.com.ua/ru/medytsynskoe-strahovanye-ynostrannyh-grazhdan-na-terrytoryy-ukrayny/

Please contact by vyber +380683369781 or by e-mail [email protected].

The insurance system is a universal means of ensuring maximum security for travelers, especially when it comes to foreigners. The state always guarantees medical care to all its citizens, but foreigners are obliged to use the insurance services. Insurance for foreigners in Ukraine has worked for quite a long time, all travelers, foreign students, tourists, and business people should purchase an insurance policy before crossing the border into Ukraine.
If a foreign citizen plans to study, work or reside in Ukraine for a long period of time, he/she is obliged under international and Ukrainian legislation to purchase a long-term insurance policy for foreign citizens in Ukraine.
The insurance for foreigners guarantees the provision of necessary medical assistance in case of need.

The companies offer two types of insurance for foreigners:
365/365 - insurance valid for one year ;
365/180 - insurance valid for six months;
The first type of insurance is recommended for all foreigners who stay in the territory of Ukraine for more than six months. Insurance for foreigners is a necessary condition for employment and internships, which concerns students.

Why is insurance so important?

First of all, it is one of the obligatory documents for legal stay in Ukraine. In addition, it is a guarantee of your health in case of an urgent accident. It is at the expense of the insurance company that emergency services, hospitalization, treatment, preservation of life and evacuation of foreign citizens to their homes will be provided. Insurance for foreigners is also advantageous for the state, which is responsible for the safety of the guests, as well as for the travelers themselves.
By paying 550 UAH for one year of insurance, you receive insurance guarantees of up to 50,000 UAH.
When taking out insurance for a foreigner, no special documents are required, a copy of a valid passport and an indication of the purpose and duration of the insurance are sufficient.
EXPO Insurance Company guarantees fast and reliable execution of the insurance and individual approach to each client.

It is convenient to work with us because :

A representative of the company will come to the site free of charge to draw up a contract;
Based on the analysis of insurance services, we will help you choose the best insurance package;
The system of premiums and discounts pleases our clients.
The sum insured is 50,000 UAH and the deductible is 0 ;
Our agent will help you to fill in the documents correctly, inform you about all the conditions and details of the possibilities offered by the insurance for foreigners.
The foreigner must have a valid insurance policy for the whole duration of his/her stay in Ukraine. Its presentation is necessary :

• for studies in Ukraine
• in case of a request to a medical establishment ;
• when extending the visa;
• to obtain a permanent residence permit in Ukraine
• for work in Ukraine
• in the event of a traffic accident ;
• when applying for a residence permit ;

If you enter Ukraine with your own car, you must have it insured, otherwise in case of arrest by the police, you will be fined. Not having insurance is a violation of the law and a huge risk with financial consequences.

Dental and Specialist Care for Visitors

Standard travel insurance policies typically exclude routine dental care, covering only emergency dental treatment resulting from accidents. If you anticipate needing dental services during an extended stay in Ukraine, consider purchasing a comprehensive policy that includes dental coverage, or budget separately for out-of-pocket dental expenses. Private dental clinics in major Ukrainian cities offer high-quality services at prices significantly lower than in Western Europe or North America, making Ukraine an increasingly popular destination for dental tourism.

Specialist medical consultations are similarly affordable in Ukraine. An appointment with a specialist in a private clinic typically costs between 500 and 1,500 UAH, depending on the city and the doctor’s qualifications. For visitors with chronic conditions requiring ongoing specialist care, establishing a relationship with a local physician early in your stay ensures continuity of treatment and avoids emergency situations.

Navigating Ukrainian Pharmacies

Pharmacies in Ukraine are abundant and generally well-stocked. Most common over-the-counter medications are available without a prescription, though brand names may differ from those used in Western countries. Ukrainian pharmacists are typically knowledgeable and can recommend appropriate medications for minor ailments. However, for prescription medications, you will need a prescription from a licensed Ukrainian doctor, as foreign prescriptions are not always accepted. If you take regular prescription medications, bring a sufficient supply from home along with a letter from your doctor explaining your condition and treatment plan. This documentation can be invaluable if you need a local doctor to issue a Ukrainian prescription for the same medication.

Medical Repatriation and Emergency Evacuation

One of the most critical and often overlooked components of travel insurance is medical repatriation coverage. This provision covers the cost of transporting you back to your home country in the event of a serious medical emergency that cannot be adequately treated locally. Medical evacuation by air ambulance can cost tens of thousands of dollars, making this coverage essential rather than optional. When comparing insurance policies, verify that the repatriation benefit has a sufficiently high limit and includes coverage for accompanying medical personnel during the transfer.

Choosing the Right Insurance Provider

When selecting medical insurance for your stay in Ukraine, compare policies from multiple providers rather than accepting the first offer. Key factors to evaluate include the scope of coverage, the network of affiliated hospitals and clinics, the claims process, and the availability of English-language customer support. Policies that offer direct billing to medical facilities are preferable to those requiring you to pay upfront and seek reimbursement later, as out-of-pocket expenses during a medical emergency can be financially stressful and logistically complicated when you are far from home. Many experienced travelers recommend purchasing insurance from international providers with established networks in Ukraine rather than relying solely on local companies, as international insurers typically offer more comprehensive coverage and smoother claims processing for foreign nationals.

For men visiting Ukraine to meet a potential partner through a matchmaking agency, having adequate medical insurance is not just a legal requirement but a practical necessity that demonstrates responsibility and foresight, qualities that Ukrainian women genuinely value in a partner. For more practical advice, read our guide on renting an apartment in Ukraine and our article about moving to live and work in Ukraine.

Whether your visit to Ukraine lasts a few days or several months, securing proper medical insurance before departure should be among your highest priorities. A well-chosen policy provides peace of mind, allowing you to focus on the purpose of your trip rather than worrying about unexpected medical expenses.

What must Ukrainian medical insurance for foreigners cover?

Medical insurance for foreigners in Ukraine must cover the costs of quarantine and, if necessary, treatment for infectious diseases including COVID-19. The policy should meet the minimum requirements set by Ukrainian government regulations.

When did COVID-19 insurance become mandatory for Ukraine visitors?

The Cabinet of Ministers of Ukraine introduced the requirement for COVID-19 coverage in medical insurance policies by resolution of June 12, 2020. This policy became part of the mandatory documents for state border crossing.

Why is medical insurance important for foreigners in Ukraine?

Medical insurance protects foreigners from potentially high healthcare costs in Ukraine, covers emergency situations, and ensures compliance with legal entry requirements. Without valid insurance, entry to Ukraine may be denied at the border.

Where can foreigners buy medical insurance for Ukraine?

Foreigners can purchase medical insurance from international insurance companies, online insurance platforms, or at the border crossing point. It is recommended to buy insurance in advance to ensure proper coverage and avoid delays at entry.